Also yes, YMMV as Derek pointed out on PMI, I keep forgetting how lucky we are that nice houses are so cheap here. It would be a lot harder for me to stomach $200-300 PMI but I'm so spoiled from being down here for so many years.
Taylor we definitely derailed you so sorry about that but yeah with all of us adults adulting hopefully it gives you some more to think about with your car plan (ie don't be stupid and burn ca$$$h on race engines in Subarus when you're young and cash flush with no responsibilities :lol
Posting in the banalist of threads since 2004
2017 Mazda CX-5 GT AWD Premium
Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks
WRXtranceformed Wrote:Taylor we definitely derailed you so sorry about that but yeah with all of us adults adulting hopefully it gives you some more to think about with your car plan (ie don't be stupid and burn ca$$$h on race engines in Subarus when you're young and cash flush with no responsibilities :lol
You did it so others could learn.
If you think "hey man, I can swing a $500 car payment" when you're 22, then you should be (paying off debt or) saving more for retirement. I don't care how good your returns are, there's no making up for an extra 10 years of investment. I was married at 25, so I didn't have that single-and-making-cash phase, but bumping from my 6% (401k match) to 10% would likely have made a noticeable difference.
I'm a big fan of spending money to enjoy my life, so don't be afraid to buy things that make you happy... just be smart.
'76 911S | '14 328xi | '17 GTI | In memoriam: '08 848, '85 944
"Here, at last, is the cure for texting while driving. The millions of deaths which occur every year due to the iPhone’s ability to stream the Kim K/Ray-J video in 4G could all be avoided, every last one of them, if the government issued everyone a Seventies 911 and made sure they always left the house five minutes later than they’d wanted to. It would help if it could be made to rain as well. Full attention on the road. Guaranteed." -Jack Baruth
On that note, have any of you "traded" for a car before? It seems pretty sketchy to me, but I see people offering all the time. I guess I effectively traded with Chan, but that seems different.
If I could have back all of those bar tabs from age 21-31....oof
Posting in the banalist of threads since 2004
2017 Mazda CX-5 GT AWD Premium
Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks
Senor_Taylor Wrote:On that note, have any of you "traded" for a car before? It seems pretty sketchy to me, but I see people offering all the time. I guess I effectively traded with Chan, but that seems different. From all the trades I've witnessed or considered there's one theme I picked up on, the cars were all silently fucked in some way or the other the owner knows about but is leaving unsaid.
2013 Honda Fit, 1991 Mazda Miata, Princess Blanca, Mystery, 1993 Volvo 940 - sold, 2003 Mazda Protoge5 - carmax'd, 1996 BMW 328is - sold, 1996 Honda Accord - sold
WRXtranceformed Wrote:If I could have back all of those bar tabs from age 21-31....oof Then you're life would have been boring and even if you could be better off than you are now, are you in a bad place?
I went to a presentation that a financial advisor held at jmu and even he admitted, the reason he loves his wife is because if it wasn't for her would have never experienced anything in life. Ya gotta find that balance.
2013 Honda Fit, 1991 Mazda Miata, Princess Blanca, Mystery, 1993 Volvo 940 - sold, 2003 Mazda Protoge5 - carmax'd, 1996 BMW 328is - sold, 1996 Honda Accord - sold
Senor_Taylor Wrote:I guess I effectively traded with Chan, but that seems different. I think that trade also qualifies as pretty sketchy
The only thing that stops a bad guy with a van is a good guy with a van
*insertusernamehere* Wrote:WRXtranceformed Wrote:If I could have back all of those bar tabs from age 21-31....oof Then you're life would have been boring and even if you could be better off than you are now, are you in a bad place?
I went to a presentation that a financial advisor held at jmu and even he admitted, the reason he loves his wife is because if it wasn't for her would have never experienced anything in life. Ya gotta find that balance. Yeah that was the problem with me though, there was no balance :lol: It's not like I went to the bar every now and then to catch the game with my friends. There are a few things in life I'm really good at, and drinking was one of them. At one point I was spending on average $75-150 per night, almost every night of the week on bar tabs, not counting the bigggg ones or the company-sponsored ones. Financially, it might as well have been a cocaine addiction.
I had some fun times, most of them I don't remember but it definitely helped mold me into who I am now and gave me a bigger perspective about what is important in life so I don't know that I would necessarily "take it back" (no rAgrets). And yeah everything turned out fine but I wouldn't mind having that money back to spend on something more enduring than liver damage :lol: :vomit:
Posting in the banalist of threads since 2004
2017 Mazda CX-5 GT AWD Premium
Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks
BLINGMW Wrote:Senor_Taylor Wrote:I guess I effectively traded with Chan, but that seems different. I think that trade also qualifies as pretty sketchy
I contemplate emailing that kid with mine/our e46 and seeing if it's blown up yet. Knowing my luck they fixed the oil problem for $5.
WRXtranceformed Wrote:*insertusernamehere* Wrote:WRXtranceformed Wrote:If I could have back all of those bar tabs from age 21-31....oof Then you're life would have been boring and even if you could be better off than you are now, are you in a bad place?
I went to a presentation that a financial advisor held at jmu and even he admitted, the reason he loves his wife is because if it wasn't for her would have never experienced anything in life. Ya gotta find that balance. Yeah that was the problem with me though, there was no balance :lol: It's not like I went to the bar every now and then to catch the game with my friends. There are a few things in life I'm really good at, and drinking was one of them. At one point I was spending on average $75-150 per night, almost every night of the week on bar tabs, not counting the bigggg ones or the company-sponsored ones. Financially, it might as well have been a cocaine addiction.
I had some fun times, most of them I don't remember but it definitely helped mold me into who I am now and gave me a bigger perspective about what is important in life so I don't know that I would necessarily "take it back" (no rAgrets). And yeah everything turned out fine but I wouldn't mind having that money back to spend on something more enduring than liver damage :lol: :vomit: Holy macaroni that's money.
2013 Honda Fit, 1991 Mazda Miata, Princess Blanca, Mystery, 1993 Volvo 940 - sold, 2003 Mazda Protoge5 - carmax'd, 1996 BMW 328is - sold, 1996 Honda Accord - sold
*insertusernamehere* Wrote:Holy macaroni that's money. Haha yeah, my (now) wife told me she always wondered why I never had to pay for meals on some of our dates to my buddy's restaurant / sports bar (it's because he had a "rewards points" program with a point for every dollar spent on booze. I had lots of free meals)
Posting in the banalist of threads since 2004
2017 Mazda CX-5 GT AWD Premium
Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks
So should I buy a car with booze reward points? Should I just buy a Limo with a bar in the back and live in it? You guys lost me.
If only booze reward points were a thing.
2015 VW GTI | 2007 4Runner Sport
SOLD
2010 Nissan 370z | 2003 BMW M3
2005 Subaru WRX | 2010 BMW 135i | 1999 BMW M3
2002 Pontiac Trans Am WS6 | 2006 Mitsubishi Evolution IX SE
1995 Pontiac Firebird Formula | 1998 Mitsubishi Eclipse GSX | 1996 Pontiac Firebird
i didn't read the entire thread or even your first post. i think you should buy a fleshlight. i hear they're awesome.
I Am Mike
4 wheels: '01 RAV4 (Formerly '93 Civic CX, '01 S2000, '10 GTI, '09 A4 Avant)
2 wheels: '12 Surly Cross-Check Custom | '14 Trek Madone 2.1 105 | '17 Norco Threshold SL Force 1 | '17 Norco Revolver 9.2 FS | '18 BMC Roadmachine 02 Two | '19 Norco Search XR Steel (Formerly '97 Honda VFR750F, '05 Giant TCR 2, '15 WeThePeople Atlas 24, '10 Scott Scale 29er XT, '11 Cervelo R3 Rival, '12 Ridley X-Fire Red)
No longer onyachin.
Mike Wrote:i didn't read the entire thread or even your first post. i think you should buy a fleshlight. i hear they're awesome.
Why? A medium cheese pizza from Domino's folded in half works just the same and I get to eat it.
Think I can shovel the snow from your driveway for the money?
RawrImAMonster Wrote:If only booze reward points were a thing. They are in SC believe it or not! Liquor stores are privatized and I shit you not, you can earn reward points at some of them. This one is a few miles down the road. I can't remember what the rewards are, but I do distinctly remember that if you got into the 6 figure+ in points they will like pay for a trip to the Bahamas or something! :lol: :lol:
<!-- m --><a class="postlink" href="http://www.southernspirits.com/vip">http://www.southernspirits.com/vip</a><!-- m -->
Senor_Taylor Wrote:Mike Wrote:i didn't read the entire thread or even your first post. i think you should buy a fleshlight. i hear they're awesome.
Why? A medium cheese pizza from Domino's folded in half works just the same and I get to eat it.
Think I can shovel the snow from your driveway for the money?
What is happening to this thread, we are rapidly losing altitude
Posting in the banalist of threads since 2004
2017 Mazda CX-5 GT AWD Premium
Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks
I see I'm not allowed to derail my own thread
Senor_Taylor Wrote:Mike Wrote:i didn't read the entire thread or even your first post. i think you should buy a fleshlight. i hear they're awesome.
Why? A medium cheese pizza from Domino's folded in half works just the same and I get to eat it.
Think I can shovel the snow from your driveway for the money?
1987 Oldsmobile Cutlass 442
Senor_Taylor Wrote:I see I'm not allowed to derail my own thread  Well there's derailment and then there's discussion of pizza masturbation and consumption of said pizza :lol: :lol: :vomit:
Posting in the banalist of threads since 2004
2017 Mazda CX-5 GT AWD Premium
Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks
|