Car insurance rates and metaphorical sodomy
Switched to NC Farm Bureau insurance, saved $400.00+ / year. Returned remainder of my prepaid 6 month premium with Allstate is enough to pay for 6 months of NCFB. Win.
Posting in the banalist of threads since 2004

2017 Mazda CX-5 GT AWD Premium

Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks
  Reply
Welp, this morning I called around to two other places to get quotes. Both were far more expensive than Geico. In fact, Allstate was more than double my current auto insurance premium!

Who are you guys also looking at?

I looked at these but I am wondering what other reputable companies to bounce quotes off to get the best price:
Geico
AllState
State Farm
2020 Ford Raptor
2009 Z06
1986.5 Porsche 928S
  Reply
car - Progressive
bike - Geico

I'd also check esurance.
'76 911S | '14 328xi | '17 GTI | In memoriam: '08 848, '85 944

"Here, at last, is the cure for texting while driving. The millions of deaths which occur every year due to the iPhone’s ability to stream the Kim K/Ray-J video in 4G could all be avoided, every last one of them, if the government issued everyone a Seventies 911 and made sure they always left the house five minutes later than they’d wanted to. It would help if it could be made to rain as well. Full attention on the road. Guaranteed." -Jack Baruth
  Reply
I used Progressive for my moto when i had one (best rates i could find, excellent service, and great values on vehicles/parts that i had busted or stolen). Using USAA now, but i'm not sure if you have access to that.

Derecola - have you had experience with esurance? if so, how were they?
'19 Golf R

Intro
J Ray's Top Ten

Previous: '99 BMW Z3 2.8L | 2019 Honda Ridgeline2010 VW GTI | 2008 CBR 600RR | 2005 Nissan Titan SE King | 2003 Honda CBR 600RR | 1998 Integra RS | 1998 Suzuki GS500e | 1999 Honda Civic Si | 1986 VW GTI 8v
  Reply
No, but Evan has: <!-- l --><a class="postlink-local" href="http://mmsports.org/forum/viewtopic.php?p=150649#p150649">viewtopic.php?p=150649#p150649</a><!-- l -->

That was 5 years ago, so I wonder how Allstate buying them as impacted their rates and service.
'76 911S | '14 328xi | '17 GTI | In memoriam: '08 848, '85 944

"Here, at last, is the cure for texting while driving. The millions of deaths which occur every year due to the iPhone’s ability to stream the Kim K/Ray-J video in 4G could all be avoided, every last one of them, if the government issued everyone a Seventies 911 and made sure they always left the house five minutes later than they’d wanted to. It would help if it could be made to rain as well. Full attention on the road. Guaranteed." -Jack Baruth
  Reply
I just switched from Liberty Mutual to Progressive - 6 month rate went from $1040 to $528 :thumbup: (for 3 cars w/ 250/500/100 limits)
Why do people just post what they are thinking? Without thinking.

2012 Ford Mustang
1995 BMW 540i/A
1990 Eagle Talon TSI AWD
  Reply
homeowners, anyone look at their homeowners insurance rates lately? Mine have gone up 40% in 2 years. With no claims or anything out of the ordinary.
SM #55 | 06 Titan | 12 Focus | 06 Exige | 14 CX-5
  Reply
Evan Wrote:homeowners, anyone look at their homeowners insurance rates lately? Mine have gone up 40% in 2 years. With no claims or anything out of the ordinary.

Mine went up as well. I called and inquired and they said simply just do to "local" events. I tried calling a few others, and all were above what I already have so I left it at that.
2020 Ford Raptor
2009 Z06
1986.5 Porsche 928S
  Reply
Mine have gone up too. It's definitely not as cheap as it used to be. Named item coverage is kind of ridiculous too...it basically almost doubled my premium adding an engagement ring to it as a named piece of jewelry.
Posting in the banalist of threads since 2004

2017 Mazda CX-5 GT AWD Premium

Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks
  Reply
Evan Wrote:homeowners, anyone look at their homeowners insurance rates lately? Mine have gone up 40% in 2 years. With no claims or anything out of the ordinary.

Yup, up 55% this year. We lost the appeal on the fire station mileage (last page). So, escrow is not only taking more for the higher amount, but also making up for the deficit. My "fixed" mortgage went up $242/month. Previous year increase was about 20%.
Current: 1985 LS1 Corvette | 2014 328i Wagon F31
Former: 2010 Ford Edge | 1999 Integra GS
I have a little bit of a rub near lock but if you are turned to lock on a track there are other problems already...
  Reply
Must be a virginia thing. Mine has been pretty stable over the last 5 years or so.
2013 Cadillac ATS....¶▅c●▄███████||▅▅▅▅▅▅▅▅▅▅▅▅▅▅▅▅||█~ ::~ :~ :►
2008 Chevy Malibu LT....▄██ ▲  █ █ ██▅▄▃▂
1986 Monte Carlo SS. ...███▲▲ █ █ ███████
1999 F250 SuperDuty...███████████████████►
1971 Monte Carlo SC ...◥☼▲⊙▲⊙▲⊙▲⊙▲⊙▲⊙▲⊙☼◤
  Reply
Steve85 Wrote:
Evan Wrote:homeowners, anyone look at their homeowners insurance rates lately? Mine have gone up 40% in 2 years. With no claims or anything out of the ordinary.

Yup, up 55% this year. We lost the appeal on the fire station mileage (last page). So, escrow is not only taking more for the higher amount, but also making up for the deficit. My "fixed" mortgage went up $242/month. Previous year increase was about 20%.
What the heck? $242/mo increase just for homeowners insurance? That is absolute sodomy if that is the case
Posting in the banalist of threads since 2004

2017 Mazda CX-5 GT AWD Premium

Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks
  Reply
WRXtranceformed Wrote:Mine have gone up too. It's definitely not as cheap as it used to be. Named item coverage is kind of ridiculous too...it basically almost doubled my premium adding an engagement ring to it as a named piece of jewelry.
Did you look into a separate inland marine policy for just the ring as an option?
  Reply
I did not, what is the difference? I just called my agent and had it added onto HO
Posting in the banalist of threads since 2004

2017 Mazda CX-5 GT AWD Premium

Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks
  Reply
So it looks like it's time for my auto policy to renew..

I have one ticket from a fender bender in 2010 and the drunk driver hit and run in 2012.

Can someone explain to me why liability only on a 98 XJ is still $1118 for the whole goddamn year through Progressive!?
  Reply
V1GiLaNtE Wrote:So it looks like it's time for my auto policy to renew..

I have one ticket from a fender bender probably 2 years ago.

Can someone explain to me why liability only on a 98 XJ is still $1118 for the whole goddamn year through Progressive!?

I'm not sure, we pay that for 1 car with full coverage through state farm, and our cars are no older than 2002. I think the 89 jeep with liablity was like $500 for the year maybe?
2019 Impreza Sport
  Reply
V1GiLaNtE Wrote:So it looks like it's time for my auto policy to renew..

I have one ticket from a fender bender probably 2 years ago.

Can someone explain to me why liability only on a 98 XJ is still $1118 for the whole goddamn year through Progressive!?

Holy shitballs.

Call up Geico. I pay almst $250 less than you do in comprehensive. (on both vehicles)

It has to be something with the demographic of that jeep. My vert is worth ~$6k, my truck 4x that (and considered my daily in mileage according to insurance), and the Vert is more expensive to insure.
2020 Ford Raptor
2009 Z06
1986.5 Porsche 928S
  Reply
Yea seriously.. and the bitch is marked as "pleasure" and "garaged" in Hburg
  Reply
Check out esurance too. Its underwritten by All-State and they gave me the cheapest rate BY FAR.
Now: 07 Porsche Cayman S | 18 VW Tiguan

Then: 18 VW GTI Autobahn | 95 BMW M3 | 15 VW GTI SE | 12 Kia Optima SX | 2009 VW GTI | 00 BMW 540i Sport | 90 Mazda Miata | 94 Yamaha FZR600R | 1993 Suzuki GS500E | 2003 BMW 325i | 95 Saab 900S




  Reply
Yea fuck Progressive. Geico just gave me a quote for ~825 for the whole year.

Edit: Still $800 for the whole year seems high..? :dunno:
  Reply


Forum Jump: