04-29-2019, 01:31 PM
(04-29-2019, 12:16 PM)D_Eclipse9916 Wrote: I have both. Slowly moving all my stuff that is actively managed to doing it myself. The returns are decent, but by the time you pay somoene it really hurts your bottom line. Doing it myself usually beats them, but I have only been doing it myself for the past 5 years.
This is where my head is at. Given my current asset size they are looking at a 1.7% fee/year to manage the money. This is on top of what the funds themselves already charge (which are low, thx Vanguard). This is where I'm racking my brain about can I really make up an extra couple of % points with an adviser/manager vs my current "set it & forget it" mentality with target date funds?
Current
2006 4Runner V8 Limited|| Currently no BRAPS
Past
2007 DRZ400S || 2007 SV650 || 1998 Yamaha RT180 || 1998 XJ Sport || 2002 Subaru WRX Wagon || 1998 XJ Classic || 2002 VW Passat Wagon || 1992 F150 Custom
2006 4Runner V8 Limited|| Currently no BRAPS
Past
2007 DRZ400S || 2007 SV650 || 1998 Yamaha RT180 || 1998 XJ Sport || 2002 Subaru WRX Wagon || 1998 XJ Classic || 2002 VW Passat Wagon || 1992 F150 Custom