Gas prices definitely have an influence on that market and the gettin has been good.
The other reason I do long terms is because my comp structure the last seven years has been biased towards lump sum (% annual income table below)... and salary is paid once a month. This way I have more cashflow on a monthly basis and can pay down principle when we're flush. I will say adjusting to this structure/frequency took quite a bit of brain retraining.
Jan 4%
Feb 4%
Mar 4%
Apr 4%
May 30%
Jun 4%
Jul 4%
Aug 4%
Sep 4%
Oct 4%
Nov 30%
Dec 4%
The other reason I do long terms is because my comp structure the last seven years has been biased towards lump sum (% annual income table below)... and salary is paid once a month. This way I have more cashflow on a monthly basis and can pay down principle when we're flush. I will say adjusting to this structure/frequency took quite a bit of brain retraining.
Jan 4%
Feb 4%
Mar 4%
Apr 4%
May 30%
Jun 4%
Jul 4%
Aug 4%
Sep 4%
Oct 4%
Nov 30%
Dec 4%
'76 911S | '14 328xi | '17 GTI | In memoriam: '08 848, '85 944
"Here, at last, is the cure for texting while driving. The millions of deaths which occur every year due to the iPhone’s ability to stream the Kim K/Ray-J video in 4G could all be avoided, every last one of them, if the government issued everyone a Seventies 911 and made sure they always left the house five minutes later than they’d wanted to. It would help if it could be made to rain as well. Full attention on the road. Guaranteed." -Jack Baruth
"Here, at last, is the cure for texting while driving. The millions of deaths which occur every year due to the iPhone’s ability to stream the Kim K/Ray-J video in 4G could all be avoided, every last one of them, if the government issued everyone a Seventies 911 and made sure they always left the house five minutes later than they’d wanted to. It would help if it could be made to rain as well. Full attention on the road. Guaranteed." -Jack Baruth