You know what really grinds my gears?!

[BLINGMW]

I have a few password variants I use, some low security, some higher, highest for my online banking / investing / CC. Despite my otherwise crapulent memory, I remember passwords really well and don't have trouble getting locked out of things.
However, that apparently doesn't apply to my Chase credit card. Here's the dance every other month or so when I go to log in and pay my bill, using a password I use on 2 other sites and I know is correct. 


Your username or password doesn't match what we have on file. Try signing in again, or choose Forgot username/password for help.



Your username or password doesn't match what we have on file. Try signing in again, or choose Forgot username/password for help.



To protect your security, we have locked you out of your account. 


FINE LET ME RESET MY PASSWORD TO WHAT I FUCKING KNOW IT WAS AND SHOULD BE

Sorry, you cannot use a password you have recently used.