07-27-2016, 11:57 AM
We just refinanced from a 7/1 and a HELOC to a single JUMBO 30 year fixed. We didn't get quite the rate you did, but our payment went up only ~8% to convert to a fixed, even though it's a JUMBO. There are no out of pocket costs and we'll get a check for $1200 at closing. 
Amusingly, I had engaged our mortgage broker three months before Brexit to get rates. I took my sweet ass time because of all the baby stuff. I was just getting back to it and got updated quotes the week of Brexit. I didn't actually try to lock in a rate until close of business that Friday... which got us the sweet low rate the Monday morning after. Procrastination pays, ladies and gentlemen.
Amusingly, I had engaged our mortgage broker three months before Brexit to get rates. I took my sweet ass time because of all the baby stuff. I was just getting back to it and got updated quotes the week of Brexit. I didn't actually try to lock in a rate until close of business that Friday... which got us the sweet low rate the Monday morning after. Procrastination pays, ladies and gentlemen.
'76 911S | '14 328xi | '17 GTI | In memoriam: '08 848, '85 944
"Here, at last, is the cure for texting while driving. The millions of deaths which occur every year due to the iPhone’s ability to stream the Kim K/Ray-J video in 4G could all be avoided, every last one of them, if the government issued everyone a Seventies 911 and made sure they always left the house five minutes later than they’d wanted to. It would help if it could be made to rain as well. Full attention on the road. Guaranteed." -Jack Baruth
"Here, at last, is the cure for texting while driving. The millions of deaths which occur every year due to the iPhone’s ability to stream the Kim K/Ray-J video in 4G could all be avoided, every last one of them, if the government issued everyone a Seventies 911 and made sure they always left the house five minutes later than they’d wanted to. It would help if it could be made to rain as well. Full attention on the road. Guaranteed." -Jack Baruth