It's Friday and I'm bored

[JPolen01]

Insurance company: "Oh, that might be negligence, we're not going to pay until a court says it's not."
Court: "Insurance companies can't be named in lawsuits, because lawsuits are supposed to be about ultimate responsibility not, ability to pay"
Aunt: "So I gotta sue my nephew, be told he's not negligent, then my insurance company will pay?"
Insurance Company and Court: "Yup."

But she lost so the insurance company isn't paying shit.