08-02-2013, 11:27 AM
i'm currently 25% cash, which is about to mostly go away with a house purchase in the nearish future. 10 of those percent used to be what i played with, but i don't trust the market right now.
i think i've been throwing 20% into my 401k since graduation so that's ridiculously healthy if i ever have an emergency. that's my 75% in the market. not getting any matching, but the tax savings + market growth makes it the best bet for my money. and no, i do not beat the market so it's probably best i stop playing... twice i've sold legitimate (not penny) stocks that would have me LOADED today only weeks before they exploded.
i think i've been throwing 20% into my 401k since graduation so that's ridiculously healthy if i ever have an emergency. that's my 75% in the market. not getting any matching, but the tax savings + market growth makes it the best bet for my money. and no, i do not beat the market so it's probably best i stop playing... twice i've sold legitimate (not penny) stocks that would have me LOADED today only weeks before they exploded.
I Am Mike
4 wheels: '01 RAV4 (Formerly '93 Civic CX, '01 S2000, '10 GTI, '09 A4 Avant)
2 wheels: '12 Surly Cross-Check Custom | '14 Trek Madone 2.1 105 | '17 Norco Threshold SL Force 1 | '17 Norco Revolver 9.2 FS | '18 BMC Roadmachine 02 Two | '19 Norco Search XR Steel (Formerly '97 Honda VFR750F, '05 Giant TCR 2, '15 WeThePeople Atlas 24, '10 Scott Scale 29er XT, '11 Cervelo R3 Rival, '12 Ridley X-Fire Red)
No longer onyachin.
4 wheels: '01 RAV4 (Formerly '93 Civic CX, '01 S2000, '10 GTI, '09 A4 Avant)
2 wheels: '12 Surly Cross-Check Custom | '14 Trek Madone 2.1 105 | '17 Norco Threshold SL Force 1 | '17 Norco Revolver 9.2 FS | '18 BMC Roadmachine 02 Two | '19 Norco Search XR Steel (Formerly '97 Honda VFR750F, '05 Giant TCR 2, '15 WeThePeople Atlas 24, '10 Scott Scale 29er XT, '11 Cervelo R3 Rival, '12 Ridley X-Fire Red)
No longer onyachin.