Insurance companies
Feersty Wrote:I am not mean so it is still something I still have to get used to with you guys.

STILL?!?
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yes, I overused still in that sentence.
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Feersty Wrote:I just got my paperwork in the mail today for my next 6 month premium. I found out that the being 25 doesn't go into affect until the premium after my birthday, so its January 2008.

From July07 to Jan08 its 589.50$. A rough estimate for January drops the 6 month premium by 110$.

I got my paperwork for my next premium today. January 2008 to July 2008. It dropped to 480.82$ for 6 months full coverage. Not bad. I may call them and see if I can make it any cheaper. Obvi crystal clean record.
2017 Mineral White BMW M240i Cabriolet
2014 White Platinum Pearl Explorer Sport

Living in the Alamo City.
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Well, a deer smashed into me the other night. Its head hit the front driver's side quarterpanel and the body whipped around and dented the drivers and rear passenger door. Headlight is broken but still works. Boy do I wish my deductible was 500 now :lol:

Damage is going to be well over $1000 though, and ironically the deer couldn't have hit in a better spot. The car still drives fine although probably needs a realignment, but every panel it hit was one that had been damaged in a previous accident by the previous owner. Whatever body shop worked on it didn't do a great job and there were small wrinkles and misalignments in the sheet metal. Most people can't see it, but I could tell.

So we'll see how good Allstate is, and whether my premium goes up even though it's not an at-fault accident.
Posting in the banalist of threads since 2004

2017 Mazda CX-5 GT AWD Premium

Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks
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Don't use the shop they suggest. Get an estimate from an independent shop you trust and use them.
'76 911S | '14 328xi | '17 GTI | In memoriam: '08 848, '85 944

"Here, at last, is the cure for texting while driving. The millions of deaths which occur every year due to the iPhone’s ability to stream the Kim K/Ray-J video in 4G could all be avoided, every last one of them, if the government issued everyone a Seventies 911 and made sure they always left the house five minutes later than they’d wanted to. It would help if it could be made to rain as well. Full attention on the road. Guaranteed." -Jack Baruth
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Yeah there's a shop literally right up the street from me who is owned by the father of a friend of mine. He does fantastic work; he's done stuff for almost every one of the cars I've owned, and he's the main body guy for every local Subaru dealer. Fortunately he is a direct Allstate shop so I took it there and he already got it sized up. I'll only be doing business with him.
Posting in the banalist of threads since 2004

2017 Mazda CX-5 GT AWD Premium

Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks
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Lee, check your PM's
(09-25-2019, 03:18 PM)V1GiLaNtE Wrote: I think you need to see a mental health professional.
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Replied =)
Posting in the banalist of threads since 2004

2017 Mazda CX-5 GT AWD Premium

Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks
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I don't have State Farm but I do know that if the guy that hits you on the road does, they are really easy to deal with and they do a good job. So not only do they take care of you but they seem to take care of the people you hit also Smile
JackdaMak
2008 Pontiac G8 GT
2003 Dodge Stratus R/T
hesterjr@jmu.edu
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JackdaMak Wrote:I don't have State Farm but I do know that if the guy that hits you on the road does, they are really easy to deal with and they do a good job. So not only do they take care of you but they seem to take care of the people you hit also Smile

depends on the agent. well, that goes for pretty much every insurance situation. a friend of mine was hit on the side of his Z3 by some uva chick that has state farm. her agent is at the HQ of state farm which is in charlottesville. it took them 2 months to accept fault for claim because they "couldnt get a hold of her to get her side of the story" even though my friend had her phone #, email, permanent address, and her facebook info. state farm is now trying to screw him over with the rental car he had for 2 months which is like $3k.

again, it all depends on the situation as this is only one data point, but sorry to hear this happened lee. make sure you are happy with 100% of the work after the car gets fixed. my suby's rear corner is still misaligned because i got fed up with dealing with the body shop that fixed it.
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Maengelito Wrote:her agent is at the HQ of state farm which is in charlottesville. it took them 2 months to accept fault for claim

Maybe HQ is so busy it has to try and BS its way through a lot of claims.

Don't get an agent based at SF HQ Smile Problem solved.
JackdaMak
2008 Pontiac G8 GT
2003 Dodge Stratus R/T
hesterjr@jmu.edu
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Maengelito Wrote:it took them 2 months to accept fault for claim because they "couldnt get a hold of her to get her side of the story" even though my friend had her phone #, email, permanent address, and her facebook info. state farm is now trying to screw him over with the rental car he had for 2 months which is like $3k.

Maybe this is why letting your insurance company handle the situation is better....
(09-25-2019, 03:18 PM)V1GiLaNtE Wrote: I think you need to see a mental health professional.
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.RJ Wrote:
Maengelito Wrote:it took them 2 months to accept fault for claim because they "couldnt get a hold of her to get her side of the story" even though my friend had her phone #, email, permanent address, and her facebook info. state farm is now trying to screw him over with the rental car he had for 2 months which is like $3k.

Maybe this is why letting your insurance company handle the situation is better....

it could be, but it shouldnt be that way, ya know.
1994 Ford Ranger
2004 Honda S2000
2007 BMW X3
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