Roethlisberger, helmets, and the law

[Ginger]

Realistically refusing unhealthy people medical coverage would never fly, but they could certainly give a discount to thos ewho keep themselves healthy.

Some companies do, don't they? I'm only familiar with Kaiser, whose rates are effected by age, but I believe I've heard of other agents who make cost decisions based on health results at annual checkups. It wouldn't surprise me at all to.

Insurance companies are, after all, in the business of making money. It would only make sense fot them to charge unhealthy/high risk people extra.