Why shouldn't I buy one of these?

[Sijray21]

I just calculated it up:

Monthly Expenses
$200 - car payment
$272 - insurance --- read $272/mo for 4 months - 6 month insurance plan (this also includes 2 cars and a motorcycle.... :? )
$150 - Gas
$250 - Food -- ...i need to get grocceries and cook more
$50 - phone
$50 - Gold's Gym
$300 - Credit Card Bill (until it's paid off)
$14 - XM radio__________
$1286/mo

That's just the usual monthly expenses, lately i bought a bike ($1500), parts for the integra ($500+$160+$40), Tax/Tag/Title fees for the teg/vw/suzuki ($500+), Paid for my deductible b/c someone broke into the teg ($500), and random clothes ($350).....my credit card is hurting and this spending habit should be reduced. This also does not include the alcohol / going out....which has put a hurting on my finances.

You will stretch your self thin if you have an extensive car payment. I'm not even paying rent and utilities yet....I'll be paying that as soon as i move in to a new place in a couple weeks. Looks like i need to start curving my spending habits.