The Super Official Homeowners Thread

[Sijray21]

Check with lenders to see if you can grr a standard loan (non fha) if you have stellar credit. I was able to get that with my fico score (820+)with only 5% down and avoid the restrictions. I also paid PMI on my first mortgage otherwise I wouldn't have been able to get into a house. I later refinanced out of PMI thanks to increased value in the home and good payment history.

The Biden administration is looking to add back in first time home buyer incentives, so you may want to look into that.