Madison MoneySports - Personal Finance Thread

[Sijray21]

lulz @ tax breaks... just like marriage comes with tax breaks.

We never wanted kids. We even had a spreadsheet that scored all the reasons to have and not to have them. Then I got to about 35 and realized we'd already done most everything we wanted in DINK life. I remember asking myself, "what's the point of life?" around that time. After a lot of thought, the only real answer I could come up with was bringing life into the world and ensuring 1) it had a happy life, and 2) I used it as an opportunity to leave the world a better place than I found it.

You will be poorer and much more exhausted by having a kid. People like to talk about how that's all so worth it. Honestly, it's a wash in my mind... but I really enjoy getting to see the world for the first time all over again through his eyes. It's definitely the most self-less thing I've done in my lifetime.

Well said. I can respect people that have kids later in life. It befuddles me when I see people get married at 18 and have a kid at 20. Like... live your life.

i'm in the same boat with Chris

the young families likely stems from their life experiences and possibly religious ones. you're supposed to get married and have kids because that's what god wants, right?

i will say that younger parents are more equipped to deal with youngsters since kids are so exhausting and sometimes stressful. You're likely to have more money and resources in your later years, but health and fitness? I was so tired in my mid-30s with a newborn/toddler i can't imagine dealing with one 10 years from now. Like having a kid when you're 45 and then dealing with the teenage years in your early 60s? no thanks; i'd probably have a stroke.