I mean, it's all relative. I'd just use the percentages along with your other expenditures as a tool to see where you can save/make changes as you see fit.
I usually do after taxes to be conservative since that's the money I have access to.
When I do a budget I include a column for % of income of take home pay. Car loan + insurance + fuel (est) + property tax (cars) is 9.21% of my take home pay. Compare that to my mortgage + property tax + insurance + utilities = 21.67% of my take home pay.
My daughter's preschool is 15.65% of our take home pay and that's going to drop considerably (hopefully...) next August when we pay for SACC.
I usually do after taxes to be conservative since that's the money I have access to.
When I do a budget I include a column for % of income of take home pay. Car loan + insurance + fuel (est) + property tax (cars) is 9.21% of my take home pay. Compare that to my mortgage + property tax + insurance + utilities = 21.67% of my take home pay.
My daughter's preschool is 15.65% of our take home pay and that's going to drop considerably (hopefully...) next August when we pay for SACC.
'19 Golf R
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J Ray's Top Ten
Previous: '99 BMW Z3 2.8L | 2019 Honda Ridgeline | 2010 VW GTI | 2008 CBR 600RR | 2005 Nissan Titan SE King | 2003 Honda CBR 600RR | 1998 Integra RS | 1998 Suzuki GS500e | 1999 Honda Civic Si | 1986 VW GTI 8v