(09-30-2020, 01:19 AM)Apoc Wrote: Reading your posts stresses me out.
If it makes you feel better:
- Step 0 was/is getting rid of a lot of my current stuff. I sold my big workbench/toolbox for about what I paid for it. Consolidated the tools into one box and threw the rest at the pegboard. Also sold my engine hoist and other engine building stuff to downsize. I'm likely not building my next engine if I ever do get one. Even parted with a trail bike I was very much attached to because I know it's too much bike for the trails I'll be riding in Charlotte. Banked at least $3k there and freed up a lot of room.
- Step 1 will be taking out all my debt with the exception of the house, car and truck which will are 2.8%, 1.9% and 4.2% respectively. Mostly this entails killing off what's left of my student loans ($9k) and whatever I put on the credit card between now and closing to keep as much cash on hand as possible. $4,500 in earnest/due diligence after going all in on the rental items was a little painful for the savings account. Especially after all the maintenance and decorating we did for the listings and showings earlier this summer.
- Step 2 will be setting aside at least a 3 month cushion and building it up to six months ASAP. Only then will be I be making any kind of purchases.
That part is all figured out and a no-brainer. But I do like to live a little. I could sit on that $10k, add it to the cash pile to be extra safe and just hate life but I'd rather not. Moving into an empty house is a great time to get shit done and at least figure out what you want.
Mostly looking for ideas, doesn't have to be expensive or big purchases. My pot rack was $40 and I can't imagine living without it now. I spent way too long cooking everyday with pots and pans buried at the back of cabinets. I've also built many things like the murphy bed, my office desk and the kid's trundle/bunk bed after see some decent stuff that was just way too expensive.
Picked up a Nest thermostat recently and was really pleased with that. Really nice to tell the heat to stop when the upstairs hits 72 and not just keep pumping until the downstairs does. Also nice to set schedules and kick on the fan with a timer. Been letting the downstairs drop to 70 in the evenings now that it's cooling off and it really seems to help me sleep. Not bad for $200. Was wondering if anyone else has invested in any nice-to-haves lately. I can spend hours, even days, looking at car and bike parts but can't really seem to do that with housing stuff for some reason.
Plus I figured it'd be a nice change of pace for the thread rather than just filling it with my bitching HAH.