Electile Dysfunction (Current students plz look!)

[Kaan]

I also understand your sentiment on forced retirement spending.  But unfortunately people are short sighted and without some sort of forced retirement; we will end up eating these people into a system that costs us far more.  I would rather force people to put some money into forced retirement out of their own paychecks vs completely paying for them out of my paycheck later on in life.  Social Security isnt perfect; but it's the net we need to make sure our neighbors have some sort of retirement vs becoming destitute and relying completely on the system.

I would gladly donate all of my lifetime accrued social security benefit to someone who didn't or couldn't save and needed it, if I didn't have to pay another dime into it for the rest of my life

Every one of us here in every tax bracket is going to be salty when we get into our 60s and start drawing on SS at a fraction of what we actually paid in, if we get any of it at all.  Let's revisit this if in 25-30 years we aren't all dead from the apocalypse

every two years the SSA sends out the document with your status and what to expect. they are already saying in 27 years i'll receive 30% less without intervention.... that 30% is going to just increase as we age. dollar for dollar is going to be a net loss for most of us in this forum over time... who knows where the dollar for dollar line will be on income... too many years of politicians meddling to predict it.