Madison MoneySports - Personal Finance Thread

[Ken]

I have 5 but really only use 3 of them.

Amazon Prime - Linked to mine and wife's amazon account for all Amazon purchases so we get 5% back
Chase Sapphire - "my" account but wife has linked card. Use for all dining and travel (includes Uber) for 3% back
Capital One Venture - "wife's" account, i have linked card. Use for everything else so we get 2% back
Citi Simplicity - Highest credit line, keep in case i need to make a larger purchase since they always offer 1.99% interest or something to that effect
Citi Thank-You - Keep just because i don't want to close

All are paid off completely each month. Thanks to this system between Sapphire and Venture our travel is always greatly subsidized. Sapphire's reward system is great when redeeming for travel since you get a 1.5x multiplier when booking through Chase, and since they use expedia as their search engine it's no different from regular booking.

Either way, money that we'd be spending anyway is guaranteed to give us back 2%. Win-win in IMO.