Madison MoneySports - Personal Finance Thread

[Sijray21]

have you tried calling them?

Since it was bothering me from last night I called them and they offered to restore it back. Same reason on the phone as in the letter. Low spending on the account so they lowered the limit. 'Big' purchases were over 2 years ago. No other reasoning besides that. Very weird why they can't explain anything else, but just food for thought, call and see what they will do. I like to keep my credit utilization in check because it is like 30% of your credit score. Cutting utilization in half on one card alone will hurt your credit score a decent amount