The IRS max for +dependents is $7000 and does not includes the employer contribution.
Kaan's right in that medical costs only go up. I think saving for medical costs 20 years from now is not something most people think of. I guess the balance going down in the short term is only relevant if you're living year-to-year with the amount you put in. I wouldn't use the full amount if I maxed at $7000 in a year, so it probably becomes a non-issue after a year.
Those of you that are maxing HSA (@7k), are you also maxing your 401k (@19k)?
Kaan's right in that medical costs only go up. I think saving for medical costs 20 years from now is not something most people think of. I guess the balance going down in the short term is only relevant if you're living year-to-year with the amount you put in. I wouldn't use the full amount if I maxed at $7000 in a year, so it probably becomes a non-issue after a year.
Those of you that are maxing HSA (@7k), are you also maxing your 401k (@19k)?
'76 911S | '14 328xi | '17 GTI | In memoriam: '08 848, '85 944
"Here, at last, is the cure for texting while driving. The millions of deaths which occur every year due to the iPhone’s ability to stream the Kim K/Ray-J video in 4G could all be avoided, every last one of them, if the government issued everyone a Seventies 911 and made sure they always left the house five minutes later than they’d wanted to. It would help if it could be made to rain as well. Full attention on the road. Guaranteed." -Jack Baruth
"Here, at last, is the cure for texting while driving. The millions of deaths which occur every year due to the iPhone’s ability to stream the Kim K/Ray-J video in 4G could all be avoided, every last one of them, if the government issued everyone a Seventies 911 and made sure they always left the house five minutes later than they’d wanted to. It would help if it could be made to rain as well. Full attention on the road. Guaranteed." -Jack Baruth