Madison MoneySports - Personal Finance Thread

[DavidM]

Experience investing one's HSA? Anyone regret it because you ended up with less than you contributed?

Actually just did this with my girlfriend's HSA, maybe a year ago (great timing!).  We only did it because her company puts in some insane amount as long as you put in the minimum so its basically free money and I figured the long term gains outweighed the risk of needing to pull it all out real short term, especially since the company contributes annually.

That said, most of the HSA investment options I found were relatively high fee, so I can't imagine its better than whatever normal investments you have going (or more in the 401k/IRA if tax deferral is your preference) unless you're in a similar situation.