The Super Official Homeowners Thread

[ViPER1313]

Taylor - I bought at 24 in 2009. I was able to take advantage of the market depression, bought a house that needed a lot of work, the seller contributed a large amount to closing costs and Obama gave me $7500 as a first time home buyer that helped fix up the house. I used an FHA loan at the offset (so I only had to put 3% down?) and was able to refinance a couple years later into a 15 year fixed without PMI while keeping the monthly payment exactly the same.