All in, I'm at 9% bonds and I'm pretty risk averse, so my retirement account is actually closer to 15% bonds. I suspect the market has actually reduced that somewhat because things like index fund are kicking ass.
Based on Vanguard's lame 11 question quiz, they said my target should be 30% bonds. Yeeeaahhhh, not gonna work for me.
Technically, closer to 10% as it was 2pp.
Based on Vanguard's lame 11 question quiz, they said my target should be 30% bonds. Yeeeaahhhh, not gonna work for me.
(08-13-2018, 04:58 PM)ViPER1313 Wrote: So the professional allocation underperformed my throw it in small/mid/large cap index funds and forget it strategy by 2% ?
Technically, closer to 10% as it was 2pp.
'76 911S | '14 328xi | '17 GTI | In memoriam: '08 848, '85 944
"Here, at last, is the cure for texting while driving. The millions of deaths which occur every year due to the iPhone’s ability to stream the Kim K/Ray-J video in 4G could all be avoided, every last one of them, if the government issued everyone a Seventies 911 and made sure they always left the house five minutes later than they’d wanted to. It would help if it could be made to rain as well. Full attention on the road. Guaranteed." -Jack Baruth
"Here, at last, is the cure for texting while driving. The millions of deaths which occur every year due to the iPhone’s ability to stream the Kim K/Ray-J video in 4G could all be avoided, every last one of them, if the government issued everyone a Seventies 911 and made sure they always left the house five minutes later than they’d wanted to. It would help if it could be made to rain as well. Full attention on the road. Guaranteed." -Jack Baruth