07-11-2018, 02:44 PM
Actively Managed beating index funds by 3%? Its simply not true. In fact, its often the other way around.
https://money.usnews.com/investing/artic...-investors
https://www.wsj.com/articles/index-funds...1496701157
Id quote this one, but Id be quoting the whole article. Just read the whole thing.
Even if you dont want to "work on your own car" / pick your own funds, roboadvisers have much lower fees than an FA and will automatically diversify and rebalance your funds. They even include a % of bond funds depending on your risk appetite.
Its an easy button.
https://money.usnews.com/investing/artic...-investors
Quote:A year-end study by S&P Dow Jones Indices found that "over the 10-year investment horizon, 82.14 percent of large-cap managers, 87.61 percent of mid-cap managers, and 88.42 percent of small-cap managers failed to outperform (their index benchmarks) on a relative basis."So in over 80% of cases, not only are you paying extra fees, you are making less money.
https://www.wsj.com/articles/index-funds...1496701157
Id quote this one, but Id be quoting the whole article. Just read the whole thing.
Even if you dont want to "work on your own car" / pick your own funds, roboadvisers have much lower fees than an FA and will automatically diversify and rebalance your funds. They even include a % of bond funds depending on your risk appetite.
Its an easy button.