03-26-2018, 06:06 PM
(This post was last modified: 03-26-2018, 06:06 PM by WRXtranceformed.)
(03-26-2018, 05:50 PM)JustinG Wrote: Shopping around cause with the CX9 and the BMW on the policy it doubled with Safeco, from $12XX yr to $24XX yr.
What do you guys carry for coverage?
I really think I am too covered...same coverage on both cars.
Liability: 100/300/100
Med Expense: $5k
Income Loss: $100 week
Uninsured: 100/300/100
Comp: $250 Deductible with $0 Glass coverage
Coll: $500 deductible
Rental: $1500
Road Side: $75
Esurance came back, $645 / 6 months for the same coverage.
Esurance is good, that's who we use. Bear in mind, they have a hidden discount that goes away after you have been a customer for a year. You would think insurers would give you a reason to stay a customer but apparently not.
Here are our coverages which I consider to be pretty good:
BI - $100k/300k
PD - $100k
Med pay - Declined
UM BI - $100k/300k
UIM BI - $100k/300k
UM PD - $50k
UM PD - $50k
Rental car $30/$900
Roadside - Declined, we get this through both manufacturers for a few more years
Comprehensive and Collision deductibles with $0 glass ded - $500
You definitely have some stuff on there that imo you don't need...you could drop the income loss, drop your rental coverage some and even out your deductibles to $500
Posting in the banalist of threads since 2004
2017 Mazda CX-5 GT AWD Premium
Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks
2017 Mazda CX-5 GT AWD Premium
Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks