2007 Toyota 4Stunner

[WRXtranceformed]

From experience doing it in the past, once you pay off the lien the title is sent to the DMV where you pick it up or it's mailed directly to your house. Then IIRC you sign it and mail it or hand it over to the buyer. I can't remember if the "title hand over" process needs to be notorized or not, but I'm pretty sure I got the XFR's title in the mail, signed it and then next day aired it to the buyer. As long as you keep good communication open with the buyer it shouldn't be a huge deal. The buyer should have a notorized bill of sale (that you guys do together so that you have a copy too) that they can use to register the car in most areas.

You should absolutely start banking with a bank closer to your area. When I sold the XFR, I scheduled an in-person with a notary at a local Bank of America branch, the buyer brought a certified check that was deposited / used to pay off the loan right there and then the notary signed both bills of sale. He called his insurance and put the car on the policy and drove off happily back down south. I mailed him the title when it came in the mail. If the buyer is financing the car (ie his bank is going to buy it) I'm not exactly sure how that title transfer would work but I would imagine it's probably an easier process...the new bank probably just deals with the title paperwork.