10-08-2017, 03:45 AM
I have 3 cards;
1 at 9%
1 at 11%
1 I used to balance transfer that is at 0%.
All of these have no fees or bullshit which is nice. I take advantage of balance transfer offers while I pay these down so while I take the 3% hit, it gives me 12-24 months of 0% interest to aggressively pay this down or focus on student loans that are still accruing interest. I do this between the three cards fyi, they're always offering balance transfers of 0% plus 3% fee; I'm not opening new accounts.
Credit cards are also the devil or at the very least, I made them my devil. I'm glad I woke up a little bit to my reliance on them. House plus two cars and newly minted college grad that wanted to make it rain was like the perfect storm of financial implosion.
1 at 9%
1 at 11%
1 I used to balance transfer that is at 0%.
All of these have no fees or bullshit which is nice. I take advantage of balance transfer offers while I pay these down so while I take the 3% hit, it gives me 12-24 months of 0% interest to aggressively pay this down or focus on student loans that are still accruing interest. I do this between the three cards fyi, they're always offering balance transfers of 0% plus 3% fee; I'm not opening new accounts.
Credit cards are also the devil or at the very least, I made them my devil. I'm glad I woke up a little bit to my reliance on them. House plus two cars and newly minted college grad that wanted to make it rain was like the perfect storm of financial implosion.
2008 4Runner
1974 CB360
2015 FJ09
1974 CB360
2015 FJ09