Credit Cards - Intrest, Fees, and Bullshit

[rherold9]

a thousand credit card applications in the mail

You more or less get used to this. No phone calls involved but you just toss the applications in the mail. It's only a few a week for me.

Edit: most credit card companies are starting to give your free credit scores or small reports. For example, Discover gives me free FICO Score every day. Capital One has Credit Wise which is a smaller version of Credit Karma using Equifax. My BOA card gives me a FICO Score.