12-04-2016, 12:17 AM
So I've changed my tune, but only slightly, since page 2/2012. I don't carry a balance from month to month, because fuck paying interest, but I do use a credit card more than I used too. I still have the same card from the bank my mom works at that I never use. It has a $15k limit and she got it for me when I went to college as an "oh shit" card. The only time it's been out of my wallet is to replace it when it expires. I have a Wells Fargo Visa rewards card I use for all work related travel as well as purchases over ~$250. Points aren't great, basically 1 point per dollar spent, but I like that it's tied to my checking and savings accounts for convenience. I need to start using it for daily purchases to earn more points, but I doubt I will. It currently has a 10k limit, but after reading the previous few posts I may ask for it to be raised.
The govt. offers a credit card but I want to keep all my points for myself, so I never signed up for it. Basically anytime I travel for work I put everything on my credit card, when I get back I give my clerk my hotel receipt and in a week I get a check and pay it off. We get a flat perdiem regardless of what we actually spend so no need to keep receipts. I generally just use the points for travel or gift cards.
The govt. offers a credit card but I want to keep all my points for myself, so I never signed up for it. Basically anytime I travel for work I put everything on my credit card, when I get back I give my clerk my hotel receipt and in a week I get a check and pay it off. We get a flat perdiem regardless of what we actually spend so no need to keep receipts. I generally just use the points for travel or gift cards.
2010 Dodge Ram 1500
2019 Ford Mustang
2019 Ford Mustang