Credit Cards - Intrest, Fees, and Bullshit

[WRXtranceformed]

My "new" role at a company owned by my former company does not provide company cards until you get to the executive level (Director ain't enough clout I suppose :/) so I had to turn in my old one and schlepp a lot of expensive travel on my personal card / wait for reimbursement checks. It's a blessing and a curse, they issue the checks pretty quickly but I don't like ever seeing balances that high on my card even though I'm getting reimbursed and it's paid in full every month. The blessing is that I stack up points like crazy at the tier we are on with BoA. As such I have been regularly requesting credit limit increases to keep my revolving debt / limit ratio as high as possible. The most recent was nearly double my current limit to a laughably high sum that I would never reach, but they approved it. That has brought my credit score up 36 points since April, even with me carrying two mortgages for a period of time until our old house sold.

So yeah, regularly ask for credit limit increases, especially if you aren't going to use it