Car insurance rates and metaphorical sodomy

[D_Eclipse9916]

I just went from $231/mo to $177. Woot!

I think its a combination of some tickets falling off of my record and getting closer to 25. It's still probably time to start shopping the M3 around for agreed value coverage, i've probably given my insurance company more money to insure the M3 than I'd get back from them if it got totaled at this point. I don't need to insure it for 100% of what I have in it, but $10k+ would be nice so I could replace it with a similar toy in the event of the unimaginable.

Check your deductible, do you have any other tickets? I still have one ticket and with the sierra and z06 at comprehensive, and the M3 at liability; all 3 only add up to $155 a month.