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Car insurance rates and metaphorical sodomy
still with allstate for house and cars, current car bill just came and it's $680 for 6 months on the odyssey, fit and 02. (two drivers, both clean records)
Policy is a 300-100-300 or something like that with a 250 deductible.
stopped by to talk to the agent today since the fit was the most expensive, and wanted to look at Hagerty for the bimmer. btw, classic car insurance seems to be the way to go, current rate is 171/6monts, Hagerty will be $220/year, 0 deductible and a fixed value amount. (good to know about them being quick to drop though Steve)

Agent also started telling me about their drivewise program, plug into the odbii and they monitor driving against 4 areas, speed >80, mileage, breaking and time of day. (more info here if interested <!-- m --><a class="postlink" href="http://the-analytical.blogspot.com/2013/12/allstate-drivewise-huge-failure-in.html">http://the-analytical.blogspot.com/2013 ... re-in.html</a><!-- m --> )

looks like the device has an IMEI to submit data, and draws power if the car is on or not. Apparently one guy got an email to check his connection when he had left it unplugged for a few days after it killed the battery in a car he didn't use much)

outside of some tin-foil hat fears, i think i'll try it for a bit, an easy 10% off the total bill the first year for trying it. And if i can rig up a dock of some kind to keep it powered up in the garage, i might keep it around.

anyone else try a tracking program like that yet?
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