Car insurance rates and metaphorical sodomy

[D_Eclipse9916]

So it looks like it's time for my auto policy to renew..

I have one ticket from a fender bender probably 2 years ago.

Can someone explain to me why liability only on a 98 XJ is still $1118 for the whole goddamn year through Progressive!?

Holy shitballs.

Call up Geico. I pay almst $250 less than you do in comprehensive. (on both vehicles)

It has to be something with the demographic of that jeep. My vert is worth ~$6k, my truck 4x that (and considered my daily in mileage according to insurance), and the Vert is more expensive to insure.