02-16-2012, 12:11 PM
I had my brother write up a personal investment plan for me late last year. I like how ING takes a holistic look at your life, goals, current finances and income etc. and builds a recommendation based on when / how you want to retire.
Took an anticipated cap gains hit on my blue chip stock liquidation late last year, but the mutual fund Ben invested the proceeds in is up 10+% since the move. It has already paid for the brokerage fees and most of the cap gains over the past 4 months. Roth IRA is up 4.8% (old 401k / ESOP rollovers) and my company matched Roth 401k is up 10.8% thanks to his analysis of the funds and reallocation recommendation. I won't know how well my tax shelter universal life investment has done until 5 years from now, but because it is tied to three major indices it will reallocate and prorate the gains based on which one did the best over the 5 year period. If I pay into it until 50, I will be able to take out $86,400 / year in tax free income until I die. If I pay in until 60, it is somewhere around $95k.
If anyone is looking for any kind of financial advice around the DC area, let me know and I will send you over his information. His office is in Tyson's Corner now I think, but he lives in Alexandria.
Took an anticipated cap gains hit on my blue chip stock liquidation late last year, but the mutual fund Ben invested the proceeds in is up 10+% since the move. It has already paid for the brokerage fees and most of the cap gains over the past 4 months. Roth IRA is up 4.8% (old 401k / ESOP rollovers) and my company matched Roth 401k is up 10.8% thanks to his analysis of the funds and reallocation recommendation. I won't know how well my tax shelter universal life investment has done until 5 years from now, but because it is tied to three major indices it will reallocate and prorate the gains based on which one did the best over the 5 year period. If I pay into it until 50, I will be able to take out $86,400 / year in tax free income until I die. If I pay in until 60, it is somewhere around $95k.
If anyone is looking for any kind of financial advice around the DC area, let me know and I will send you over his information. His office is in Tyson's Corner now I think, but he lives in Alexandria.
Posting in the banalist of threads since 2004
2017 Mazda CX-5 GT AWD Premium
Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks
2017 Mazda CX-5 GT AWD Premium
Past: 2016 GMC Canyon All Terrain Crew Cab / 2010 Jaguar XFR / 2012 Acura RDX AWD Tech / 2008 Cadillac CTS / 2007 Acura TL-S / 1966 5.0 HO Mustang Coupe
2001 Lexus IS300 / 2004 2.8L big turbo WRX STI / 2004 Subaru WRX / A couple of old trucks