02-02-2012, 11:07 AM
Ryan T Wrote:Maybe it's just me, but I don't care for credit cards. The only time I use them is when they are 0%. I got a 0% for 18 month card to pay for the wedding, paid it off before the interest free time came due. Then cancel the card. If I have another big purchase I want to make (like a gun safe soon) I'll get another 0% interest for 12 or 15 months, buy the safe, pay it off, and cancel it. For everything else I just use a debit card.
i've had the same cards for about a decade and don't carry any real balance, so I'm curious - does this tactic affect your credit score? because it sounds like a pretty sweet idea.
2010 Civic Si
2019 4Runner TRD Off-Road
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Past: 03 Xterra SE 4x4 | 05 Impreza 2.5RS | 99.5 A4 Quattro 1.8T | 01 Accord EX | 90 Maxima GXE | 96 Explorer XLT
2019 4Runner TRD Off-Road
--------------------------
Past: 03 Xterra SE 4x4 | 05 Impreza 2.5RS | 99.5 A4 Quattro 1.8T | 01 Accord EX | 90 Maxima GXE | 96 Explorer XLT