DMV Registration shenanigans

[Apoc]

I am seriously interested, can they deny me coverage if im anywhere but where I say I live? My registration is at my primary address and my insurance is at my primary address, I see no reason they can legally deny me coverage if I get in an accident anywhere because of any "location". For as far as I knew, I could get in an accident in Alaska and they would cover me correct?

Yeah, you're safe.

The problem arises when they get nosy and start looking into ways out of big claims or why you've gotten more tickets/accidents at your primary address instead of where it's garaged. Saying you keep the car somewhere you don't to save money is basically misrepresenting what they're covering. It's not hard to prove where you spend most of your time (job, etc.) and if they can do that they can deny based on fraud.

That ain't gonna be a problem for 99.9999% of the people because it isn't cost effective to do that sort of thing. It's the people with big claims (total loss, medical bills, etc.) or a shit ton of claims that get looked at a lot harder. If they find a crack, they'll try and exploit it so I just warn people to be wary of that.