Credit Cards - Intrest, Fees, and Bullshit

[Ryan T]

I carry a credit card that I rarely ever use. It's a Mastercard through the bank my mom works for. Last time I looked the rate was like 8.59% but I haven't looked at it in years. I also have a bestbuy card that's 0% for 36 months that I've been using to stock up on stuff for the house.