Credit Cards - Intrest, Fees, and Bullshit

[Apoc]

What exactly is your issue? It not worth reading but it's worth going to the troube to make a picture for? If someone doesn't :bow: when you type do you always turn into an :bootyshake: ? Go back to being an MM troll. :roll:

Sorry, I didn't realize you were the only one who could post amusing pictures in this thread. Lighten up. :thumbup:

If you think $40 for a day late is bad, you should try accidentally forgetting to pay for your mortgage. Most lenders, including credit card companies, levy a ridiculously large fee for one minor screw up. With the credit crunch, a lot of grace periods are just simply going away and they send you one little pamphlet to tell you in fine print. I'd recommend signing up to receive changes via email, so you don't have to wade through what seems to be junk snail mail to find any possible changes. I'd also check to see if you can adjust the payment due date on whatever card you go with. A lot of CC companies do it and making it close to some significant date (paycheck, other bills) has made it a lot easier for me to remember.