Credit Cards - Intrest, Fees, and Bullshit

[Jeff]

First off let me say I did not start this thread to bitch about my issue or get lectured to. It was to see how out of line if at all they were from other companies. I never should have brought up what I was working on, I knew it would go down hill. I don't need to be set down and told the facts of life by anyone...least of all MM.

They said they will credit the fee from last month but not this month. So that's better then nothing I guess, I sorta halfway win. I am still flipping them the bird and cutting up the card though. My bank said they can get me a card with 8% APR that I can manage from the same website as my other accounts. So fuck Chase.

To the people saying "You learned your lesson" I am telling you to READ what I wrote. This card DID have a grace period that allowed for paying after the date without penalty when it was a store card. I don't give a shit if you can't find anything like that on google, I know it was true, I paid on the due date all the time and it posted the next day with no fee. Maybe that was because it was a store card....but it was a true Visa I could use anywhere, not the Circuit City charge card that was only good for CC purchases. I didn't learn any lesson other then read the fine print. That and carry a wad of cash to pay for shit.