Credit Cards - Intrest, Fees, and Bullshit

[Sijray21]

Also, card companies still make money off of you even if you never pay them interest or account/late fees - they make a small percentage of every transaction you make with the card.

yeah, as long as you're not paying more than what you're expecting for the goods/services you've purchased using the card, you're ok. i don't like paying interest payment, fees, misc charges, etc. to any financial institution; i watch the charges like a hawk eyeing out a mouse in an open field. i switched my primary banking institution (it used to be Wachovia) because every ATM withdrawal cost me the ATM's fees plus Wachovia's Misc $2 charge....i don't even use ATMs all that much, but that really pissed me off. i now use USAA for my main banking; no charge by usaa for using other's ATMs and they reimburse me up to $15/month for ATM charges. Their online banking is also the best i've ever used.

ps - i'm also on the band-wagon of, "it sucks, just pay your balance ahead or on-time next time"