Credit Cards - Intrest, Fees, and Bullshit

[Jeff]

$40 is plenty bad enough for 1 day late. They can go fuck themselves. $10...sure...but $40 fucking dollars? I told them in my communications that I was not desputing the interest charged (like $4). I think its the amount of the fee that is abusive. The reason I ask how much other places charge is to comare how much a rape job their fee is. I figure some of you guys know what the fee is even if you have never paid it. Frankly I use credit cards for convienence and security. I NEVER carry a balance. Never. So they really don't make any money off of me any other way. I was actually rather surprised they gave me the first one back for that very reason. I use it like my AMEX, and I would only have AMEX if it was taken everywhere. Everyone screws up every once and awhile and pays late. It happens. That's life. But I think its damn shitty to charge me out the ass for being a day past.