Credit Cards - Intrest, Fees, and Bullshit

[Jeff]

Well, my dumbass missed the date last month. I never even opened my bill until I went to pay it last night (a day late...again). When I opened the bill I see a $40 late charge plus interest. So I call any they say they can't do shit. Told them back when it was a Circuit City card it had a grace period of 3 days. I thought that was the case so I didn't worry about paying it "around" the due date. So anyway, they finally credited me last months fee after a "I am going elsewhere" email. So that's cool...but this morning I got hit for paying this months bill a day late. Another $40 charge. I am working on getting that one taken off now. Basically I thought there was a grace period and there was not...so it bit me in the ass. But at least half of my problem has been fixed, lets see what happens next. I just think $40 is a damn rape.