Track car- to insure or not??

[Chris]

So I'm at a point with the e30 where I rarely drive it on the street. when I do, its basically around my business park and down a street to warm it up and test it out. I also bed in pads on the street... and thats about it.

So what have you guys done with track only cars? Does having insurance help when towing the car if something were to happen? How do you bed in pads at the track? I don't want to waste a session to bed in pads. Do you still just drive the car on the street (short distances) without insurance and take the risk?

I only have liability on the car so I need to check my policy to see about theft related issues.

So when do you decide to not insure a car? I'd like to save on insurance costs.