Car insurance rates and metaphorical sodomy

[Sijray21]

If you have a clean record why not go to a different company. I have State Farm and they are crazy cheap.

+1

Those rates are REALLY high....$4k/yr for a guy with a clean record is absurd. Looks like having a car inside DC is really expensive.

My history in the last three years: No moving violations, 1 claim for >$1k.

my stats: (liability and comprehensive with USAA)
Location: Arlington, VA
Age: 24
1998 Acura Integra RS - 10k miles
~$500/yr

(i currently have a quote for an '04 BMW M3 5k miles with collision for ~$1400/yr - with the Integra on the policy) -- i'm hoping the rates will go down after my 25th birthday.

I considered getting Geico insurance for the bike, but they quoted me over $2k/yr without collision coverage and i ended up going with Progressive at a little over $1k for the same coverages