The culmination of a lot of hard work and sacrifice:

[Steve85]

That is one of the more interesting correlations, fed rate to mortgage rates. Mortgage rates tend to decline ahead of a rate cut and climb again just ahead of it, usually to levels below the where the decline started though. We get a lot of people that show up after rate cuts and really itÔÇÖs too late at that point. By too late I mean they need to wait for the pre-cursor of the next rate cut. By the time the fed cuts rates, the mortgage rates have gone back up.

We were locked in at 5.25 but closing costs and declined value brought the LTV too high.

Anyway, back on topic. Paint is cheaper than turbos but use good paint, no wally mart stuff