11-26-2007, 11:43 AM
Well if the concern is family members having to support you in the event of significant injury that requires prolonged recovery why not just get supplemental insurance? You can get insurance that will cover your salary, pay for physical therapy, and pay for extended hospital stays.
As far as the risk:reward ratio, I have to think that the chances of actually ending up on life support for a prolonged period are not that high. Something like 1 in 100,000 motorcyclists [2003] will get killed in an accident, I seriously doubt that significantly more end up vegetables.
If supplemental insurance is cost prohibitive or doesn't allay the fear that someone else would have to take care of you then I guess one shouldn't ride.
As far as the risk:reward ratio, I have to think that the chances of actually ending up on life support for a prolonged period are not that high. Something like 1 in 100,000 motorcyclists [2003] will get killed in an accident, I seriously doubt that significantly more end up vegetables.
If supplemental insurance is cost prohibitive or doesn't allay the fear that someone else would have to take care of you then I guess one shouldn't ride.
2018 Ducati Panigale V4
Past: 2018 Honda Civic Type-R, 2015 Yamaha R1, 2009 BMW M3, 2013 Aprilia RSV4R, 2006 Honda Ridgeline, 2006 Porsche Cayman S, 2012 Ducati 1199, 2009 Subaru WRX, 2008 CBR1000RR, 2009 Kawasaki ZX-6R, 2000 Toyota Tundra, 2005 Honda CBR600RR, 1996 Acura Integra GS-R, 1996 Acura Integra GS-R, 1997 Honda Civic EX
http://www.aclr8.com
Past: 2018 Honda Civic Type-R, 2015 Yamaha R1, 2009 BMW M3, 2013 Aprilia RSV4R, 2006 Honda Ridgeline, 2006 Porsche Cayman S, 2012 Ducati 1199, 2009 Subaru WRX, 2008 CBR1000RR, 2009 Kawasaki ZX-6R, 2000 Toyota Tundra, 2005 Honda CBR600RR, 1996 Acura Integra GS-R, 1996 Acura Integra GS-R, 1997 Honda Civic EX
http://www.aclr8.com