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Insurance companies
Evan Wrote:a $12k car but we arent going to pay out what you have been paying in" they took your money on that $12k, they are (or should be) required to pay their part of the bargain.

And if you can prove value, they will.

Until you've paid in, in your example, the difference between the ACTUAL value of your vehicle and your theoretical aftermarket additions value then you've got an incentive to defraud the company. Do they not have a right to protect themselves?

You can't create value with an insurance company. If they've got to honor their part of the bargain then you've got to honor yours - and that is to either meet with a representative before insuring your vehicle and agree upon a different than book value of the car, or prove to them that you've got money in aftermarket parts after the fact later.
When it comes to Ryan Jenkins, the story ends with me putting him in the wall.

2009 Speed Triple | 2006 DR-Z400SM | 1999 CBR600F4 | 1998 Jeep Cherokee

-Ginger
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