Your morning commute~

[HAULN-SS]

I did read your links. I understand that you can invest it, but you have to win double investing to make up the difference. Also, my mortgage payment will stay the same through the life of the loan. at 3% inflation, every year, i'm basically paying less and less for my mortage. There will come a time that I can invest AND pay my mortgage. I've already beat inflation by being in the house, which usually make around a 1% gain over inflation, long term. Then I start investing, and i don't have to make up any ground, just beat inflation.

and commute at least 2 hours a day, and pay for gas on that commute, and live in the middle of nowhere.

you have to look at the whole picture, not just the bits and pieces that are favorable at the time.

I already did look at the whole picture. The ONLY argument you have is that you don't want to drive so far, as I said, because gas is paid for when you itemize and deduct your interest payments, which, for the next 4 years will be primarily what I am paying into the house.