09-10-2007, 09:27 AM
.RJ Wrote:Its not so much paranoid, its a matter of convenience. All my banking is done with NFCU - I log in, I pay my car payment, check visa purchases, done. They've got fantastic customer service, good rates - there's really nothing bad to say about them. A little piece of mind and good service for the life of the loan is worth not haggling to get an extra .5% of interest on the loan - at least IMO.
You're probably the best person for argument against paying for convienence. You're Mr Instant Gratification At Any Cost so if you're in support is something it's gotta be the wrong idea.
FYI - You can do all that with most any banking institution.
I'm with John. There's no reason not to go with the dealer if you can get 0-3% financing. You can also use it as a bargaining chip too... after they say "no we can't go any lower" for the third time you say, well I'm considering financing through you so surely you can help me out. Of course that only works if you don't get whored on the interest rate but still.
'76 911S | '14 328xi | '17 GTI | In memoriam: '08 848, '85 944
"Here, at last, is the cure for texting while driving. The millions of deaths which occur every year due to the iPhone’s ability to stream the Kim K/Ray-J video in 4G could all be avoided, every last one of them, if the government issued everyone a Seventies 911 and made sure they always left the house five minutes later than they’d wanted to. It would help if it could be made to rain as well. Full attention on the road. Guaranteed." -Jack Baruth
"Here, at last, is the cure for texting while driving. The millions of deaths which occur every year due to the iPhone’s ability to stream the Kim K/Ray-J video in 4G could all be avoided, every last one of them, if the government issued everyone a Seventies 911 and made sure they always left the house five minutes later than they’d wanted to. It would help if it could be made to rain as well. Full attention on the road. Guaranteed." -Jack Baruth