SH*t that sucks - a comprehensive list

[HAULN-SS]

They are listed in the purchase agreement, but the appraiser included the appliances when he sent his appraisal in to the state, and they are the underwriter and said they wont allow that to be included in the value (which is ridiculous anyway, because the appraisal was for quite a bit more than the purchase price, so what difference does it make? So NVR comes back and says "you have to pay for these separately, up front" - this wouldn't be a big deal if they said that up front, but them not knowing the rules is no excuse. They sold the house "as-is."

Anyway - looks like they are deducting the cost off the purchase price, which is what the state wants, and taking the appliances out, and I'm going to go buy my own appliances(fridge and range, anyway)

They should'nt have offered the type of loan i wanted if they didnt know what they were doing. I went into the house the first time fully pre-approved through a lender that DOES know what they're doing. Now i'm paying for their ignorance.