08-13-2004, 10:46 AM
never had a credit card here.
one loan and one refinance later, I have a perfect credit rating and could buy pretty much anything I wanted. My initial loan blew ass ($8k at 11.25%) but that was due to zero credit history and no cosign. When I refinanced it I got $10k at 8% and they didn't think twice about it.
one loan and one refinance later, I have a perfect credit rating and could buy pretty much anything I wanted. My initial loan blew ass ($8k at 11.25%) but that was due to zero credit history and no cosign. When I refinanced it I got $10k at 8% and they didn't think twice about it.



:wink: